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Who is entitled to collecting the insurance money from a totalled car?

My grandma lost her license two years ago and I've been using her car since then (the title is in HER NAME) and I've also been insuring it for over a year (the full coverage policy is in MY NAME). The insurance company is aware that I am not the owner,


Good question ! If the car is financed They will write the check to the finance company. If it is not financed the check will be written to Grandma. but....Some companies may write it to both you and Grandma. An underwriter for the paying insurance

Free Stater's totalled car

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My totalled car.

I was coming down from the mountains and a car driving the opposite direction drifted into my lane.. so i swerved n drove into the side of the ...

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